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*****EXPIRES FEBRUARY 15th*****


Hire an experienced Merna Law bankruptcy attorney today for $0 DOWN and begin the process of filing your bankruptcy by IMMEDIATELY REFER ALL COLLECTION CALLS TO US about filing your Chapter 7 or Chapter 13 bankruptcy and FILE WITH YOUR TAX REFUND IN FEBRUARY.

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Terms & Conditions:

Offer expires February 15, 2016.  To accept this offer client must have received a tax refund in 2016 and anticipate receiving a tax refund prior to March 1st, 2016. This offer does not apply to individuals with delinquent child support or student loan obligations.  Client is only retaining The Merna Law Group until March 1st, 2016.  This offer requires the accepting party to pay the agreed outstanding fees due to file their case on or before March 1st, 2014 and file their case no later than March 15th, 2016.  In the event, the required fees are not tendered prior to March 1st, 2016 this offer is void and the attorney-client agreement is terminated.  This offer does not include additional office consultations until the review of the documents to file the case.  Merna Law may opt to add an additional $150 should the client not pay the agreed fees prior to March 1st or file their case prior to March 15th.  Client will be responsible for all services, costs and fees incurred during the term of the contract.  Additionally, Merna Law may extend the deadlines for filing the case due to change in the clients circumstances.  In the event of such an extension an additional $100 per month for the additional services, time, and costs will be added to the agreed fees.  Client agrees that the primary method of communications will be e-mail while waiting to filing the case.  In the event of cancellation by the client, client will be responsible for services billed at $250 per hour and actual fees and costs.  Acceptance of this offer is only possible by written agreement between both parties.  In the event Merna Law or it’s employees are notified that a tax refund to be used to file the case will not be forthcoming, such notification may be deemed at Merna Law’s discretion as client’s termination of the contract.  For clarification, your bankruptcy case is not filed until all agreed fees and costs are paid.  No other services besides handling collection calls are included in this offer until all fees and costs are paid.  This offer may not be combined with any other offer.  Offer applies to new clients only.

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