Select Page

Every time I see those horrifically predatory Money Mutual & Capital One ads on television, attempting to trick you into believing the debt you are about to take out with them is really free “cash” , I cannot help but notice the great lengths they go through to have a happy commercial and make getting your “cash” seem easy and friendly.

But the point of this blog is not to hammer Money Mutual & Capital One . . . again.  The point of this blog is to show how the smoke and mirrors of these commercials distracts you from the reality of debt which is …  LEVERAGING YOUR FUTURE INCOME TO HAVE SOMETHING NOW!

In other words, whatever you want to buy now, you have to give a small piece of your income stream to this debt obligation.  Follow me on this analogy.  Think of your whole take-home income as a pie, with a large slice going to your housing cost like rent and utilities, another slice going to your vehicle and transportation cost, and yet another slice going to pay any current debt.

Many people look to take out more “cash” debt to pay for existing debts or necessities like car repairs, medical expenses, etc.

For most people their “pie” is already sold to all these above obligations.  Meaning they have no ability to pay off all their debt if they had to do it today.  So not only is today’s pie sold, but tomorrow’s pie, too– and all their pies for many years to come.  Nevertheless, many people continue to sell pieces of future pies until they will never be able to deliver as many pies as they have sold.

For many, the hope is that increasing income will unbury them and their pie factory.  For others, their dreams and sanity hang on the unlikely hope of hitting the lottery or some other fantasy.

It is easier said than done, but you have to STOP SELLING THE PIE.

REQUIRED BAR NOTICE: THESE TESTIMONIALS DO NOT GUARANTEE SIMILAR RESULTS.

 The Merna Law Group, Attorneys At Law, P.C. …kind and friendly from the start!5 Stars! “Everyone there was kind and friendly from the start and helped us with everything in a timely manner. They were never rude no matter how much we called or asked questions.” Reviewed by B.P. of Virginia Beach on Feb 20 . 
 The Merna Law Group, Attorneys At Law, P.C. Didn’t have to worry about anything!5 Stars! “Just keep providing the type of service you do. You business values are based off reliability and service. Today’s Law Offices just don’t offer that kind of experience. Didn’t have to worry about anything!!! Just being able to go on with my normal life and know that all my issues are well taken care of is a relief in itself.” Reviewed by A.P. of Virginia Beach on Mar 4 . 
 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 . 
 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 .