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Bankruptcy Court

Bankruptcy Court: Is It Safe To Walk The Halls Alone?

by John G. Merna


As an American, the idea of our court system is closely tied to our idea of Justice.  For many this applies only to criminal cases.  In reality, our concept of justice applies to our debt and the bankruptcy system.

The bankruptcy court is not just available to provide taxpayers their federal right to relief from debt when they qualify.  The bankruptcy court system is also tasked to protect the rights of creditors and to insure the citizenry access to efficient processes so as not to tax the coffers of this country.

The bankruptcy court is not there when over-reaching creditors offer credit with little to no criteria for qualifying and then harass the consumer into bankruptcy when they can’t pay.

Having an attorney present when facing a trustee is invaluable. The trustee’s job is to tap your assets to pay your creditors.  Thirty days after you file for bankruptcy, you meet with your trustee.  Congress has guaranteed creditors the right to investigate your claim of qualifying for bankruptcy.  Congress did not guarantee that your experience meeting with the trustee would not be frightening.  He or she will seek out your assets and extract money to pay creditors.  Beware to those few that are thinking of walking the halls of justice alone.





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 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 . 
 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 .