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Tax refund, virginia chapter 7, virginia chapter 13, norfolk bankruptcy, williamsburg bankruptcy, gloucester bankruptcy

By John G. Merna

Tax time is exciting especially when you are expecting a refund. The anticipation can be overwhelming.

Where is the refund? Why is it taking so long? Does it matter that I moved from Yorktown, Virginia to Norfolk even though I gave them an updated address? The questions can be endless.

The federal government has solved this “refund anxiety” problem through the wonders of the Internet. You can now get up to date refund information using “Where’s My Refund?”. The link can be found at

The site is updated every 24 hours, generally overnight. Most refunds are issued within 21 days of the receipt of the tax refund.

In order to verify your identify on the site you need your social security number or tax ID number, filing status, and the exact amount of the refund.

Most of you refund professionals, those that receive large refunds every year already know you will get the refund faster if you file electronically and opt for direct deposit.

For those of you planning to get a bankruptcy fresh start with Merna Law, make sure the direct deposit does not go into an account at a bank or credit union you are delinquent with. If you have any lawsuit judgments, all accounts are vulnerable if the creditor can locate the account and garnish it.

We are happy to review any direct deposit concerns for our clients. If you are not a bankruptcy client we would be happy to review you case, discuss options, go over costs and payment plans, and confirm the security of your tax refund. Call for a free consultation today 800-662-8813.

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Our offices also serve the following cities in Virginia: Petersburg, Norfolk, Gloucester, Hampton, Williamsburg, Henrico, Suffolk, Portsmouth, Richmond, to do a Virginia chapter 7 or a Virginia chapter 13. We also prepare Virginia Homestead Deeds.


 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 . 
 The Merna Law Group, Attorneys At Law, P.C. Didn’t have to worry about anything!5 Stars! “Just keep providing the type of service you do. You business values are based off reliability and service. Today’s Law Offices just don’t offer that kind of experience. Didn’t have to worry about anything!!! Just being able to go on with my normal life and know that all my issues are well taken care of is a relief in itself.” Reviewed by A.P. of Virginia Beach on Mar 4 . 
 The Merna Law Group, Attorneys At Law, P.C. …kind and friendly from the start!5 Stars! “Everyone there was kind and friendly from the start and helped us with everything in a timely manner. They were never rude no matter how much we called or asked questions.” Reviewed by B.P. of Virginia Beach on Feb 20 . 
 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 .