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Our Holiday Bankruptcy Layaway Payment Plan Has Been Extended!

Starts: November 1st, 2019

Now Ends: December 20th, 2019

How Our $100 Gets You A Stress Free Holiday And A Fresh Start In The New Year.

Our Bankruptcy Layaway Payment Plan & How It Works.


Our Bankruptcy Layaway Payment Plan & How It Works.

 Merna Law is the first consumer bankruptcy law firm in the country to integrate the age old concept of a layaway plan for those struggling financially and unable to afford the quick relief of bankruptcy.  Even before retailers such as KMart brought back the time-honor “layaway plan” to help consumers financially plan for the holiday season during these tough financial times.  Merna Law realized years ago that such a program would be an effective way to relieve holiday stress for thousands of their clients working towards a fresh start by reducing the pressure of paying legal fees so their clients their enjoy their holidays through the holidays.

Here Is How It Works

 For $100 down you retain one of Merna Law’s expert bankruptcy attorneys, refer all collection calls to our offices, and have access to our client services portal with resources on the bankruptcy process and professional advice and the ability to begin providing your documents through our web portal from the comfort of your home. You have no monthly payments for the next 120 days or until March 1st, which ever comes first.  Finally, you pay to file your case with your tax refund in February.


Sound too good to be true?  Well, it is not.


Here are the details.

Step 1: Schedule a Free Bankruptcy  Consultation by calling 800-662-8813 or self scheduling at this link. (Click)

Step 2: Retain a Merna Law Attorney by November 27th, 2019 to qualify for the program by paying your first $100.

Step 3: Get a bankruptcy filing plan and list of requirements to start working on..

Step 4: Refer all you collection calls and creditor harassment to Merna Law during the holiday season..

Step 5: Relax and enjoy the holidays.

Step 6: File your case by March 1st, 2019 with your tax refund or earlier and begin start rebuilding your credit immediately with our credit recovery program.

Schedule an free bankruptcy consultation today!

Additional rules and restrictions apply. Consult your attorney for details.

Bankruptcy Layaway is a trademark of The Merna Law Group, P.C.  All rights reserved.  All attorney fees and costs must be paid prior to the filing of your case.

















 The Merna Law Group, Attorneys At Law, P.C. …kind and friendly from the start!5 Stars! “Everyone there was kind and friendly from the start and helped us with everything in a timely manner. They were never rude no matter how much we called or asked questions.” Reviewed by B.P. of Virginia Beach on Feb 20 . 
 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 . 
 The Merna Law Group, Attorneys At Law, P.C. Didn’t have to worry about anything!5 Stars! “Just keep providing the type of service you do. You business values are based off reliability and service. Today’s Law Offices just don’t offer that kind of experience. Didn’t have to worry about anything!!! Just being able to go on with my normal life and know that all my issues are well taken care of is a relief in itself.” Reviewed by A.P. of Virginia Beach on Mar 4 . 
 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 .