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Our Bankruptcy Layaway Payment Plan


Bankruptcy Payment Plans, Best bankruptcy lawyers, Richmond, Newport News, Virginia Beach

Starts: November 1st, 2016

Ends: November 15th, 2016

How Our $100-A-Month Bankruptcy Payment Plan Started & How It Works.

The Merna Law Group is the first consumer bankruptcy law firm in the country to have integrated the age old concept of a layaway plan for those struggling with debt and unable to afford the quick relief of bankruptcy.  Even before retailers such as KMart brought back the time-honor layaway program to help consumers financially plan for the holiday season during these touch financial times, The Merna Law Group realized such a program would be an effective way of relieving holiday stress for their clients, reducing the pressure of paying legal fees, and permit their clients to enjoy their holidays.

Here Is How It Works

For $100 upfront and as little as $100 per month, you retain an attorney, refer all collection calls to that attorney, and have access to our client services portal and professional advice while we are working on putting your case together.

Sound too good to be true?  Well, it is not.

Here are the details.

Step 1: Set up a Bankruptcy Layaway Free Consultation by calling 800-662-8813 or

Step 2: Retain a Merna Law Attorney by November 15th, 2016 to qualify for the program by paying your first $100 and setting up a monthly payment plan of $100.

Step 3: Get a bankruptcy filing plan and list of requirements to start working on..

Step 4: Refer all you collection calls and creditor harassment during the holiday season to The Merna Law Group.

Step 5: Relax and enjoy the holidays.

Step 6: File your case by March 1st, 2017 with your tax refund or earlier and begin start rebuilding your credit immediately with our credit recovery program.

Schedule an free bankruptcy consultation today.

Additional rules and restrictions apply. Consult your attorney for details.

Bankruptcy Layaway is a registered trademark of The Merna Law Group, P.C.  All rights reserved.  All attorney fees and costs must be paid prior to the filing of your case.


 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 . 
 The Merna Law Group, Attorneys At Law, P.C. Didn’t have to worry about anything!5 Stars! “Just keep providing the type of service you do. You business values are based off reliability and service. Today’s Law Offices just don’t offer that kind of experience. Didn’t have to worry about anything!!! Just being able to go on with my normal life and know that all my issues are well taken care of is a relief in itself.” Reviewed by A.P. of Virginia Beach on Mar 4 . 
 The Merna Law Group, Attorneys At Law, P.C. …kind and friendly from the start!5 Stars! “Everyone there was kind and friendly from the start and helped us with everything in a timely manner. They were never rude no matter how much we called or asked questions.” Reviewed by B.P. of Virginia Beach on Feb 20 . 
 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 .