Bankruptcy Blog
Credit After Bankruptcy: Five Reasons Creditors Want To Lend
Creditors Want To Lend To Post-Bankruptcy Customers: 5 Reasons by John G. Merna, Esq. Credit After Bankruptcy: Reason Number OneCreditors make a lot of money lending especially when they can charge higher interest rates. Think about it. You paid minimum payments for...
Stop A Foreclosure With Bankruptcy: Is A Chapter 7 or Chapter 13 Better?
By John G. Merna, Esq.Every one who has ever faced foreclosure is frightened about losing their house and wondering what to do. You may have heard a lot about bankruptcy but just don't understand how it will help you. This blog is to give you an overview of how the...
A Poor Credit Score Affects Interest Rates
By John G. Merna, Esq.Many people suffer under the stress of having poor credit for years, decades, sometimes their whole life. Too often when they discuss their situation with a friend or family members, they simplify the situation by saying they have “bad credit”. ...
Unlock The Power of Buying a Home After Bankruptcy…Quickly!
by John G. Merna, Esq. The Secret Of Buying A House After Bankruptcy One of the biggest bankruptcy secrets is about the power to buy a house after a bankruptcy discharge in as short as 12 months. Yes, you can buy a house after a bankruptcy Chapter 7 in about a year! ...
Is Bankruptcy The Right Option For You?
by John G. Merna, Esq. Is there a better way to deal with your debt than bankruptcy? One of the most common questions I'm asked when people call inquiring about bankruptcy is "Is there a better way to deal with my debt than filing bankruptcy? " The answer is "that...
Filing Bankruptcy In Richmond, Virginia
by John G. Merna, Esq. Filing Bankruptcy In Richmond I was looking at the bankruptcy filings in the Richmond, Virginia area the other day when I notice in my Google search results a list of bankruptcy filings from January 17, 1872. I clicked on it out of curiosity....