Bankruptcy Misconceptions: Where They Come From.

by John G. Merna BANKRUPTCY MISCONCEPTIONS: ARE YOUR BELIEFS ABOUT BANKRUPTCY ROOTED IN REALITY? If you are like most people, you have some beliefs about bankruptcy. The word "bankruptcy" in print or spoken elicits a response. Generally, a negative one. The word can...

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Holiday Season: The Financial Storm Approaches

By John G. Merna, Esq. AVOID HOLIDAY SEASON MONEY STRESS WITH THESE TIPS The holiday season in Hampton Roads and Richmond are beautiful. Generally, there are many events and festivities available in celebration of this bustling time of the year. But the stress of the...

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How To Weather Inflation When Struggling Financially.

By John G. Merna, Esq.How Inflation Will Affect You And Your Debt News of inflation is everywhere.  The cost of gas, milk, bacon, just about everything is going up.  It will affect everyone, and inflationary cycles are not cycles that end quickly. How To Play...

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Five Tips on How to Financially Weather a Pandemic

By John G. Merna, Esq.I hope this blog finds you feeling healthy physically and mentally.  As we watch the world and our country respond to the coronavirus, some of us are experiencing feelings of fear, confusion and having no control. A pandemic is a startling...

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Can Bankruptcy Wipe Out Toll Debt?

By John G. Merna Highway Robbery: Toll Collection Out Of Control When a few dollars in toll charges can rocket to $1,000's of dollars Virginian's are looking for a way to fight the unreasonable collection and penalty charges that can skyrocket a harmless error. In...

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Are You A Credit Zombie?

by John G. Merna Don't Believe That Brain Eating Zombies Only Come Out On Halloween. What value does our credit have to us?  As I said in yesterday's blog, the question we should be asking ourselves is "What value does our credit score have to us?" "Can I get more...

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Trick or Treat: Five Scary Tricks (Myths) About Bankruptcy

by John G. Merna, Esq. Halloween is about scary things we know are not real but enjoy being scared anyway.  Bankruptcy is similarly scary because of the myths and urban legends about the process.  Here are five "tricks" (myths) about bankruptcy that will help you...

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The Credit Zombie Apocalypse Is Here

by John G. Merna What is the "credit zombie apocalypse"? The credit zombie apocalypse is the millions of struggling homeowners, credit card holders and working men and women paying and paying and paying on bad loans, unethical debt and absurd lending terms.  ...

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