Bankruptcy Blog
Protect Tax Refund From Scams
By John G. Merna, Esq.Tax refund time is upon us. And with your tax refund comes the risk of being targeted by fraudsters attempting to steal your hard-earned tax refund. Check the IRS website (www.IRS.gov) for an update on many recent scams. Tax refund scams are...
One Last New Year’s Resolution That Will Make You Richer
by John G. Merna Yes. This is another attempt to bombard you with a New Year's resolution suggestion. It is not get thinner, get, happier, or resolve to lose weight. Resolve to take a vacation, get organized, buy his or that. So here I am filling your inbox with yet...
5 Reasons Bankruptcy is the cheapest & fastest Way to rebuild credit
by John G. Merna WHy Bankruptcy Will Get your credit back on track fast. If you are like most people, you have some beliefs about bankruptcy. The word "bankruptcy" in print or spoken elicits a response. Generally, a negative one. The word can conjure bad thoughts,...
Behind on Car Loan? Delinquencies Hit Record High.
By John G. Merna, Esq. Inflationary pressures have pushed sub-prime car loan delinquencies to the highest level since 2007, according to Bankrate.com. As many consumers are behind on car loans as was the case as we entered the 2008-2009 Recession. As is always true...
Five Summer Savings Tips to Keep Your Wallet from Getting Sunburned.
by John G. Merna Summer may not seem any different from the rest of the year when it comes to debt except for the rising temperatures, however, the heat brings with it financial challenges that can set you back. Here are some savings tips that might make keep...
How to Financially Survive The Summer!
by John G. Merna Anyone with a child can tell you that summers bring expenses and financial pressures. There are the childcare costs if you are working, camp costs to keep your children engaged, vacation pressures and costs, etc. Most of you are already are experts at...
Three Things You Can Do This Year To Be Richer
by John G. Merna, Esq. As we end the first month of 2016, a person should take a moment for introspection. Everyone should take time to reflect on how to improve your life by living better and being happier. I don't have any suggestions on how to make you happier but...
Strip A Second Mortgage In Bankruptcy – Part 3
How to Remove, Eliminate or Strip a 2nd Mortgage Off a House (Conclusion). by John G. Merna, Esq. Options One- Settling the debt As explained in Part II of this guide, once a second mortgage is in default or behind on payments the lender has few options to...
