VIRGINIA’S PREMIERE BANKRUPTCY LAW FIRM • VIRGINIA BEACHRICHMONDNEWPORT NEWS1-800-662-8813

Poor credit score? Drowning in Debt? Being harassed by creditors?

If you are in collections or being sued, waiting too long will result in wage and bank garnishments

Get a free Bankruptcy consultation today.

We will quickly review your debt situation and outline a plan for your credit recovery.

Rebuild your credit score fast.

Our affordable bankruptcy program will enable you to buy a house within two to three years.

BANKRUPTCY: AN INTRODUCTION 

Bankruptcy is a path to financial recovery, which if done properly, can turn paupers into millionaires, save marriages stressed by debt, provide better educational opportunities for your children, and save lives.  Yes, financial stress and poor credit can make us poor for life, ruin our marriage, rob our children of a better education and cut should our life.  Don’t approach bankruptcy from just the stand point of eliminating debt.  Find an attorney that will talk to you about recovering the life you deserve.  Recovery is the goal.  Start the journey to a brighter tomorrow … today.

CHAPTER 7 BANKRUPTCY

The power of a Chapter 7 bankruptcy is the permanent elimination of unsecured debt. As with the Chapter 13, it also has the powerful ability to immediately stop legal actions such as repossessions, foreclosures, lawsuits, garnishments and liens. Qualified debt will be eliminated forever. There are several categories of debt that are not eliminated by Chapter 7 such as child support obligations, student loans, criminal restitution, and some taxes. To determine the advantages and disadvantages of a Chapter 7 for you schedule a free consultation with one of our attorneys.

CHAPTER 13 BANKRUPTCY

Chapter 13 allows a “wage earner” or working individual to set up a court-supervised plan to repay debt. Most commonly used to halt a foreclosure and repay missed mortgage payments while also restructuring other debt, Chapter 13 is a powerful tool in helping financially distressed individual keep their home and recover from financial setbacks. The Chapter 13 plan also has the ability to extend the time of repayment of debt and is general structured over a three to five year period.

IS BANKRUPTCY RIGHT FOR YOU?

Considering bankruptcy can be a confusing and emotional process. This process is often filled with misinformation. We have helped thousands of people just like you work through that process. We are here to help you too.

SHOULD YOU CONSIDER BANKRUPTCY?

Did you know, the three main causes of bankruptcy is divorce, severe illness and job loss? Many people are afraid of bankruptcy because it seems like an admission of failure. Nothing could be further from the truth.

OUR VIRGINIA BANKRUPTCY LAW OFFICES

VIRGINIA BEACH, VIRGINIA OFFICE
621 N. Lynnhaven Road Virginia Beach, VA 23452 (757) 340-4070
NEWPORT NEWS, VIRGINIA OFFICE
11815 Fountain Way, Suite 300 Newport News, VA 23606 (757) 599-9099
RICHMOND, VIRGINIA OFFICE

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