VIRGINIA’S PREMIERE BANKRUPTCY LAW FIRM • VIRGINIA BEACHRICHMONDNEWPORT NEWS1-800-662-8813

Poor credit score? Drowning in Debt? Being harassed by creditors?

If you are in collections or being sued, waiting too long will result in wage and bank garnishments

Get a free Bankruptcy consultation today.

We will quickly review your debt situation and outline a plan for your credit recovery.

Rebuild your credit score fast.

Our affordable bankruptcy program will enable you to buy a house within two to three years.

chapter 13 bankruptcy

A chapter 13 bankruptcy is repayment or reorganization of debt.  It is also called a wage earner’s plan because it required income to afford the repayment of debt.  It is most often used when a filer does not qualify for Chapter 7 due to high income or a prior case filing or needs to reorganize on a house, car, or taxes. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter 13 , debtors propose a repayment plan to make installments to creditors over three to five years.  This payment is paid through a bankruptcy trustee.

Chapter 13 allows a “wage earner” or working individual to set up a court-supervised plan to repay debt. Most commonly used to halt a foreclosure and repay missed mortgage payments while also restructuring other debt, Chapter 13 is a powerful tool in helping financially distressed individual keep their home and recover from financial setbacks. The Chapter 13 plan also has the ability to extend the time of repayment of debt and is general structured over a three to five year period.

Do you think you might need a Chapter 13? Call and speak for free to one of our Chapter 13 attorneys or schedule a free consultation.  We can work out a plan for you to save your property and rebuild your future.

IS BANKRUPTCY RIGHT FOR YOU?

Considering bankruptcy can be a confusing and emotional process. This process is often filled with misinformation. We have helped thousands of people just like you work through that process. We are here to help you too.

SHOULD YOU CONSIDER BANKRUPTCY?

Did you know, the three main causes of bankruptcy is divorce, severe illness and job loss? Many people are afraid of bankruptcy because it seems like an admission of failure. Nothing could be further from the truth.

OUR VIRGINIA BANKRUPTCY LAW OFFICES

VIRGINIA BEACH, VIRGINIA OFFICE
621 N. Lynnhaven Road Virginia Beach, VA 23452 (757) 340-4070
NEWPORT NEWS, VIRGINIA OFFICE
11815 Fountain Way, Suite 300 Newport News, VA 23606 (757) 599-9099
RICHMOND, VIRGINIA OFFICE

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