Bankruptcy Blog
TimeShare Scams: Part 2
TimeShare Scams: Part 2 by John G. Merna, Esq. Why A Moment Of Excitement Can Cost You A Lifetime Of Debt Lesson 2: They will tap into your greed. In the movie “The Queen of Versailles” an employee of the largest timeshare company in the U.S. boldly state that they...
TimeShare Scams: Part 1
TimeShare Scams: Why A Moment Of Excitement Can Cost You A Lifetime Of Debt By John G. Merna, Esq. In the 18 years or so of practicing bankruptcy law I have had a large number of people who owned timeshare properties file bankruptcy. Most of them had truly been...
Online Payday Loans Illegal In Virginia?
Here is the scam. by John G. Merna, Esq. Online payday loans are illegal in Virginia. Yes, that is right... for companies not registered in Virginia. If the company is located in Virginia it must have a physical location. So for the most part the vast majority of...
Scam Alert: Virginia Bankruptcy Filers Targeted By Scammers!
by John G. Merna, Esq. Virginia bankruptcy filers in both active or discharged bankruptcy cases are being targeted by telephone scams. In the past week I have receive two complaints from clients about "supposed" creditors attempting to force them to pay debts...
Bankruptcy As A Solution To Foreclosure
by John G. Merna, Esq. If you are faced with foreclosure the natural first question is "What are my options?" GETTING CURRENT While paying up the missed amount may seem obvious, I am sure you would not be reading this article if that were an easy option. The one...
Can’t Afford To Pay Your Mortgage? Is Bankruptcy An Option?
By John G. Merna, Esq. Many people across the country whether due to loss of income, divorce, increased expense, etc., wake up one day to find they can't afford their mortgage. What can a homeowner do? You don't want to lose your house by selling it or having it...
