Bankruptcy Blog
A Poor Credit Affects Interest Rate
By John G. Merna, Esq.Many people suffer under the stress of having poor credit for years, decades, sometimes their whole life. Too often when they discuss their situation with a friend or family members, they simplify the situation by saying they have “bad credit”. ...
Virginia Bankruptcy Exemptions – Get A Homestead Deed
By John G. Merna, Esq. This blog adds to the list of some of the more common personal property people are trying to protect in bankruptcy with Virginia bankruptcy exemptions. Virginia Bankruptcy Exemptions - The Homestead Exemption Like the name implies, the homestead...
Furniture Scams: Am I Buying Couch Or A Car?
By John G. Merna, Esq. Furniture Scams: The Small Print Isn't Your Enemy, The Interest Is. I love walking into furniture stores. We have a few notables here in Virginia Beach and throughout Hampton Roads, like Grand Furniture, USA Discounters and Value City. I love...
The Capital One Lie: It is not cash. It is debt.
By John G. Merna, Esq. Capital One: Funny Barbarians & Alex Baldwin Joke You Into Debt Watching on my TV, here in Virginia Beach, the expensive Capital One commercials broadcast during the Olympics and other major TV events, I almost start to believe that having a...
Money Mutual: Poor Role Models Hawking Bad Financial Decisions To Make A Buck
Would you like even MORE debt? by John G. Merna, Esq Doesn't it seem there are many celebrities that shirk, avoid, or even go out of their way to be poor role models? Granted, they aren't obligated to be good role models, but there are some that use their...
Fear of Bankruptcy: Five Most Common
by John G. Merna, Esq. Courage is resistance to fear, mastery of fear, not absence of fear. ~ Mark Twain Anyone who does not have some hesitation about wandering into the unknown, even if it is the legal unknown, is a fool. As Mark Twain implies, even the hero...
