Bankruptcy Blog
IRS Warns “Many Refunds Will Be Delayed”.
By John G. Merna, Esq. We are about a week from tax filing season opening on January 24th. This years announcement of the opening date came with a warning from the IRS that many refunds may be delay. Why The Delay? The big reason provided by the IRS for possible...
Five Credit Recovery Rules You Can’t Afford To Ignore!
By John G. Merna, Esq.If you have bad credit and unpaid debt you know the stress of your situation come from two different directions. The one direction is the stress that you will be put further behind or in a worse situation by the creditors suing you and...
Five New Year’s Resolutions To Help Boost Your Credit Score
by John G. Merna There is something about the New Year that makes us want to improve, in this case to boost your credit score. It is a time when many of us rededicate ourselves to goals that have slipped in priority or have just been on the back burner. A person’s...
One Last New Year’s Resolution That Will Make You Richer
by John G. Merna Yes. This is another attempt to bombard you with a New Year's resolution suggestion. It is not get thinner, get, happier, or resolve to lose weight. Resolve to take a vacation, get organized, buy his or that. So here I am filling your inbox with yet...
Business Bankruptcy
By John G. Merna, Esq.How to use business bankruptcy laws to navigate setbacks. The pandemic has effected many businesses from the small sole-proprietor business owner up to the largest corporations. Many are filing business bankruptcy to get shelter from their...
5 Reasons To File Bankruptcy Instead Of Struggling With Debt
by John G. Merna, Esq. We get dozens of calls each week from people who are trying to decide whether bankruptcy is a better option than struggling with their bad debt. There are a number of ways to look at your situation to determine if bankruptcy will get you...