Bankruptcy Blog

Bankruptcy Misconceptions: Where They Come From.

by John G. Merna BANKRUPTCY MISCONCEPTIONS: ARE YOUR BELIEFS ABOUT BANKRUPTCY ROOTED IN REALITY? If you are like most people, you have some beliefs about bankruptcy. The word "bankruptcy" in print or spoken elicits a response. Generally, a negative one. The word can...

Holiday Season: The Financial Storm Approaches

By John G. Merna, Esq. AVOID HOLIDAY SEASON MONEY STRESS WITH THESE TIPS The holiday season in Hampton Roads and Richmond are beautiful. Generally, there are many events and festivities available in celebration of this bustling time of the year. But the stress of the...

How To Weather Inflation When Struggling Financially.

By John G. Merna, Esq.How Inflation Will Affect You And Your Debt News of inflation is everywhere.  The cost of gas, milk, bacon, just about everything is going up.  It will affect everyone, and inflationary cycles are not cycles that end quickly. How To Play...

Five Tips on How to Financially Weather a Pandemic

By John G. Merna, Esq.I hope this blog finds you feeling healthy physically and mentally.  As we watch the world and our country respond to the coronavirus, some of us are experiencing feelings of fear, confusion and having no control. A pandemic is a startling...

Can Bankruptcy Wipe Out Toll Debt?

By John G. Merna Highway Robbery: Toll Collection Out Of Control When a few dollars in toll charges can rocket to $1,000's of dollars Virginian's are looking for a way to fight the unreasonable collection and penalty charges that can skyrocket a harmless error....

Are You A Credit Zombie…AND DON’t KnOW IT?

by John G. Merna WHy Bankruptcy Will Get your credit back on track fast. If you are like most people, you have some beliefs about bankruptcy. The word "bankruptcy" in print or spoken elicits a response. Generally, a negative one. The word can conjure bad thoughts,...