Bankruptcy Blog

Protect Tax Refund From Scams

By John G. Merna, Esq.Tax refund time is upon us. And with your tax refund comes the risk of being targeted by fraudsters attempting to steal your hard-earned tax refund. Check the IRS website (www.IRS.gov) for an update on many recent scams.  Tax refund scams are...

One Last New Year’s Resolution That Will Make You Richer

by John G. Merna Yes. This is another attempt to bombard you with a New Year's resolution suggestion.  It is not get thinner, get, happier, or resolve to lose weight. Resolve to take a vacation, get organized, buy his or that.  So here I am filling your inbox with yet...

Five Amazing Facts About Bankruptcy

Discover the untapped power of bankruptcy, a secret weapon of the financially savvy. Here are incredible facts most people overlook: 1. You can become a homeowner in just two years after bankruptcy. It's truly mind-blowing! Imagine the relief of shedding your debt...

5 Reasons Bankruptcy is the cheapest & fastest Way to rebuild credit

by John G. Merna WHy Bankruptcy Will Get your credit back on track fast. If you are like most people, you have some beliefs about bankruptcy. The word "bankruptcy" in print or spoken elicits a response. Generally, a negative one. The word can conjure bad thoughts,...

Behind on Car Loan? Delinquencies Hit Record High.

By John G. Merna, Esq. Inflationary pressures have pushed sub-prime car loan delinquencies to the highest level since 2007, according to Bankrate.com.  As many consumers are behind on car loans as was the case as we entered the 2008-2009 Recession.  As is always true...

How to Financially Survive The Summer!

by John G. Merna Anyone with a child can tell you that summers bring expenses and financial pressures. There are the childcare costs if you are working, camp costs to keep your children engaged, vacation pressures and costs, etc. Most of you are already are experts at...