Chester, Virginia is the ideal community for people that wish to be near the action of Richmond without living there. Just 17 miles from the state capital of Virginia, Chester is home to Henricus Historical Park, the site of 17th century battles waged and treaties formed between early settlers and Native Americans. Rich in history like most of our cities, Chester is also ripe with adventure in places like Pocahontas State Park. For the more than 22,000 Virginians that call Chester home, this community is one of the safest in the country. As safe and beautiful Chester may be, financial hardships due to economic uncertainty and COVID19 can have an affect here like anywhere in the country. Financial hardships and bankruptcy affect nearly everyone in Virginia, even our military.
Bankruptcy is a legal process that releases people from debts they are no longer able to pay. For Chester citizens and all US consumers there are two types of bankruptcy, Chapter 7 and Chapter 13. Chapter 7 eliminates (or discharges) most debts without further payment. Some debts such as recent taxes and child support are not dischargeable. Chapter 13 is a restructuring of debt and consolidates all of your debt into a court approved “plan”. Most Chester consumers who do not own their home or have valuable property file Chapter 7 while homeowners typically file Chapter 13 which allows them to keep their homes while under the court appointed plan.
While it is possible to conduct these legal processes on your own, bankruptcy can be a complicated process and challenging for most people. Individuals in Chester that are comfortable with legal jargon, forms and court processes are likely candidates for self filing. However, It is better to work with someone to work on your behalf to insure your filing process is efficient and results in a successful discharge of your debt the first time. Merna Law has helped thousands of Chester residents navigate the process and has free consultations and convenient payment plans. A free phone call with one of our bankruptcy lawyers is a great first step in deciding if your current financial situation would improve as a result of bankruptcy.
We are committed to helping residents of Chester and surrounding communities get back on their feet as painlessly and quickly as possible.
VIRgINIA BANKRUPTCY ATTORNEYS
Merna Law are bankruptcy attorneys in Virginia serving the citizens of Virginia Beach, Newport News, Richmond, Norfolk, Chesapeake, Suffolk, Portsmouth, Hampton, Gloucester, York, Williamsburg, Henrico, Chesterfield, Fredericksburg, Eastern Shore, Petersburg, Hopewell, Franklin, Midlothian, Chester, South Hill, and Emporia.
Alert for Chester residents – The U.S. Banruptcy Court for your jurisdiction is located at 701 E. Broad Street, Richmond, VA 23219 (@37.5411193,-77.4378043)
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