What is Chapter 13
A chapter 13 bankruptcy is repayment or reorganization of debt. It is also called a wage earner’s plan because it required income to afford the repayment of debt. It is most often used when a filer does not qualify for Chapter 7 due to high income or a prior case filing or needs to reorganize on a house, car, or taxes. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter
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