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What is Chapter 13

A chapter 13 bankruptcy is repayment or reorganization of debt.  It is also called a wage earner’s plan because it required income to afford the repayment of debt.  It is most often used when a filer does not qualify for Chapter 7 due to high income or a prior case filing or needs to reorganize on a house, car, or taxes. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter 13 , debtors propose a repayment plan to make installments to creditors over three to five years.  This payment is paid through a bankruptcy trustee.

Do you think you might need a Chapter 13? Call and speak for free to one of our Chapter 13 attorneys or schedule a free consultation.  We can work out a plan for you to save your property and rebuild your future.

Is Chapter 13 Bankruptcy right for you? Complete this FREE Evaluation and find out!

REQUIRED BAR NOTICE: THESE TESTIMONIALS DO NOT GUARANTEE SIMILAR RESULTS.

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 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 . 
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