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What is Chapter 13

A chapter 13 bankruptcy is repayment or reorganization of debt.  It is also called a wage earner’s plan because it required income to afford the repayment of debt.  It is most often used when a filer does not qualify for Chapter 7 due to high income or a prior case filing or needs to reorganize on a house, car, or taxes. It enables individuals with regular income to develop a plan to repay all or part of their debts. Under Chapter 13 , debtors propose a repayment plan to make installments to creditors over three to five years.  This payment is paid through a bankruptcy trustee.

Do you think you might need a Chapter 13? Call and speak for free to one of our Chapter 13 attorneys or schedule a free consultation.  We can work out a plan for you to save your property and rebuild your future.

Is Chapter 13 Bankruptcy right for you? Complete this FREE Evaluation and find out!


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