Select Page

Garnishment

Bank Account Or Wages About To Be Garnished?
Call Now!

Are you being garnished our about to be garnished? Merna Law can stop it fast.

Stop Foreclosure - Virginia Beach, Norfolk, Chesapeake, Portsmouth, Suffolk, Newport News, Hampton, Yorktown, Richmond, Chesterfield, Henrico

What is a Garnishment?

A garnishment is the legal process of recovering the funds due a creditor based on a judgment entered by the court.  In laymen’s terms, you owe some money. They sued you. Now the can use the court’s power to involuntarily collect the amount owed by issuing a garnishment summons to your bank or employer to withhold the money.

Bank garnishments are generally more of a problem because the can freezee all the funds in any account attached to your social security number. This includes money in a joint account with your spouse or parents.

Wage garnishments under Virginia law can only withhold 25% of your income.  

In the case of both a wage and bank garnishment, the funds are withheld by your bank or payroll service or department and sent to the court that issued the garnishment.  The court holds the funds until the court date on the garnishment summons, which is also referred to as the “return date”.  

There are a number of things you can do to recover the money taken and halt the garnishment.  Don’t wait. Call us today to find out how we can help.

 

Virginia law provides many options to stop a garnishment & recover your money.

~

Use Virginia Law To Protect Your Money

Virginia law provides special protection for income such as unemployment, social security, child support, etc.  There is also some protection for wage income.

Bankruptcy Protection

If you are being garnished your credit is already hurting from the missed payments and lawsuits.  Bankruptcy is a powerful tool to stop a garnishment and eliminate debt.  You have to act quickly.

Settling The Debt

Payment of the judgment will, of course, stop all collection actions.  However, most people don’t have the funds to pay in full.  Generally, a creditor will not accept payments once a garnishment is in place but it is worth a call.

Merna Top Awards
Merna Top Awards
Merna Top Awards
Merna Top Awards
Merna Top Awards

REQUIRED BAR NOTICE: THESE TESTIMONIALS DO NOT GUARANTEE SIMILAR RESULTS.

 The Merna Law Group, Attorneys At Law, P.C. …overall experience was outstanding!5 Stars! “My husband and I were very happy with The Merna Law Firm. They are well organized, time manageable, and friendly. I was even able to bring my children with me if I needed to. In court, they stayed right there beside us and answered all questions we had. Our overall experience was outstanding and I am glad we were represented by the Merna Law Group.” Reviewed by A.M. of Suffolk on Mar 5 . 
 The Merna Law Group, Attorneys At Law, P.C. …very helpful and friendly!5 Stars! “Everyone at the office was very helpful and friendly. The attorney answered all of our questions and helped us through the entire process. He was also very helpful answering concerns that we had after the process was completed/over. Highly recommended!” Reviewed by M.E. of Virginia Beach on Mar 11 . 
 The Merna Law Group, Attorneys At Law, P.C. …debt free!5 Stars! “A friendly staff and outstanding attorney who helped me through a difficult time in my life. Thanks to everyone at the Merna Law Group who helped me move on to and new chapter in my life debt free!” Reviewed by M.F. of Norfolk on Mar 8 . 
 The Merna Law Group, Attorneys At Law, P.C. …kind and friendly from the start!5 Stars! “Everyone there was kind and friendly from the start and helped us with everything in a timely manner. They were never rude no matter how much we called or asked questions.” Reviewed by B.P. of Virginia Beach on Feb 20 . 
 The Merna Law Group, Attorneys At Law, P.C. Didn’t have to worry about anything!5 Stars! “Just keep providing the type of service you do. You business values are based off reliability and service. Today’s Law Offices just don’t offer that kind of experience. Didn’t have to worry about anything!!! Just being able to go on with my normal life and know that all my issues are well taken care of is a relief in itself.” Reviewed by A.P. of Virginia Beach on Mar 4 .