South Hill Bankruptcy

South Hill is familiar with many travelers  due to its location on Interstate and other U.S. highways. Small, yes but has a full service hospital, a tobacco market and several hotels. South Hill is a town in Mecklenburg County with a population of just under 5,000 residents. Lake Gaston, popular with boaters and fishermen, is just a short drive to the southwest.  The name South Hill is derived from its location – just south of “the little mountain”. It is one of only three towns in the country to be originally planned and developed in a circular pattern. The residents of South Hill are thriving but even in this cozy and ideal location, financial hardships due to economic uncertainty and COVI19 can be felt. Financial hardships and bankruptcy affect nearly everyone in Virginia, even our military.

Bankruptcy is a legal process that releases people from debts they are no longer able to pay. For South Hill citizens and all US consumers there are two types of bankruptcy, Chapter 7 and Chapter 13. Chapter 7 eliminates (or discharges) most debts without further payment. Some debts such as recent taxes and child support are not dischargeable. Chapter 13 is a restructuring of debt and consolidates all of your debt into a court approved “plan”. Most South Hill consumers who do not own their home or have valuable property file Chapter 7 while homeowners typically file Chapter 13 which allows them to keep their homes while under the court appointed plan.

While it is possible to conduct these legal processes on your own, bankruptcy can be a complicated process and challenging for most people. Individuals in South Hill that are comfortable with legal jargon, forms and court processes are likely candidates for self filing. However, It is better to work with someone to work on your behalf to insure your filing process is efficient and results in a successful discharge of your debt the first time. Merna Law has helped thousands of South Hill and regional residents navigate the process and has free consultations and convenient payment plans. A free phone call with one of our bankruptcy lawyers is a great first step in deciding if your current financial situation would improve as a result of bankruptcy. 

We are committed to helping residents of South Hill and surrounding communities get back on their feet as painlessly and quickly as possible.

VIRGINIA BANKRUPTCY ATTORNEYS

Merna Law are bankruptcy attorneys in Virginia serving the citizens of Virginia Beach, Newport News, Richmond, Norfolk, Chesapeake, Suffolk, Portsmouth, Hampton, Gloucester, York, Williamsburg, Henrico, Chesterfield, Fredericksburg, Eastern Shore, Petersburg, Hopewell, Franklin, Midlothian, Chester, South Hill, and Emporia.

We have offices in Virginia Beach, Richmond and Newport News Virginia.  

Alert for South Hill residents – The U.S. Banruptcy Court for your jurisdiction is located at 701 E. Broad Street, Richmond, VA 23219 (@37.5411193,-77.4378043)

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