Is It a Sin to File Bankruptcy? What Scripture Actually Says

Many faithful Christians arrive at our office after months — sometimes years — of prayer and worry, asking the same question: “Is it a sin to file bankruptcy?” The short answer is no. Scripture never calls bankruptcy a sin, and the principle of...

Five Amazing Facts About Bankruptcy

By John G. Merna, Esq. Bankruptcy is more powerful than most people realize. In fact, it is one of the most misunderstood legal tools available to Virginia families. Here are five facts that might surprise you. 1. You Can Buy a Home Just Two Years After Bankruptcy...

Behind on Car Loan? Delinquencies Hit Record High.

By John G. Merna, Esq. Sub-prime car loan delinquencies have reached their highest level since 2007. That is according to Bankrate.com. In fact, as many consumers are behind on car loans today as when we entered the 2008–2009 Recession. Fixed-income and lower-income...

How to Financially Survive The Summer!

by John G. Merna Anyone with a child can tell you that summers bring expenses and financial pressures. There are the childcare costs if you are working, camp costs to keep your children engaged, vacation pressures and costs, etc. Most of you are already are experts at...